925 Fourth Avenue
We serve individuals and families of all backgrounds, providing customized guidance for each unique life journey. Through our services we offer support at every life stage. The following hypothetical client examples show how we cater to differing goals and situations.
Susan (70) a retired successful entrepreneur, sold her business a few years ago. Family members include her husband Tom (73), two adult children and three grandchildren. Susan and Tom want to leave a legacy, plan on gifting to their heirs and strengthen their philanthropic efforts. Our team has many years of collective experience in helping clients like Susan to:
Scott, (58) manages a non-profit organization. He is thinking of retiring in a couple of years and wants to make sure he has positive answers to questions such as “Can I afford to retire?,” “Will I run out of money?,” “How do I fund health care before I am eligible for Medicare?,” “How much can I spend on travel in retirement?.” He also holds life insurance and annuity policies, but does not have a good understanding of either one. We help our client with preparation for the big transition through:
Ruby and Aaron are busy professionals in their late 30s, married with 2 young kids. They are very diligent in accumulating wealth for housing and education funds. Between work, family, friends, and hobbies, they have very little time to educate themselves on investment, tax, insurance and estate matters. Time is their most limited resource. They both have accumulated several different 401k accounts, with multiple investment firms, which are left on auto-pilot. They would like some professional advice on how to focus their savings efforts, what their next steps should be, and what they might be missing. They’d also like to consider whether they can retire at 55, so they can fulfill their dream to travel more extensively. We start by clarifying Ruby and Aaron’s immediate and long-term goals, challenges and concerns, followed by offering our help to: